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Talking to Insurance Companies in Miami Medical Malpractice Cases

Be careful when talking to insurance companies in Miami medical malpractice cases. Say as little as possible, or let your medical malpractice attorney handle these calls.

At Kaire & Heffernan, we have experience helping victims and their families cope with medical malpractice claims and lawsuits. Our compassionate and competent team of attorneys and staff is ready to handle these calls on your behalf. We will help ensure that your family receives the compensation you are owed for your malpractice claim.

Medical Malpractice Insurance for Providers

Some Healthcare providers and most healthcare facilities carry medical malpractice insurance. At a minimum, those that do not have Medical Malpractice insurance must post a bond or have the ability to satisfy a judgement in the amount of $250,000.00. It is part of their licensing agreement with the state of Florida and is designed to protect consumers and patients who may receive medical attention or healthcare that falls short of the standard of care in the US.

In short, medical malpractice insurance provides financial protection to healthcare professionals in the event of errors or mistakes made during their work. After a doctor makes a mistake, an insurance company may contact the injured person in Miami. While this is very unlikely, since most doctors or facilities will not voluntarily assume responsibility, it is a possibility.

What to Say to Insurance Companies During Medical Malpractice Lawsuits

Say as little as possible. This is especially true if the victim or family has not yet consulted an attorney.

Insurance representatives may pressure victims and their families to make statements about fault, misrepresent dates or details, or cast doubt on a person’s memory of an incident. That is why it is so important to limit what is said to insurance companies during a medical malpractice case.

Examples of Replies to Insurers

When talking to insurance companies about Miami medical malpractice cases, many people feel pressured to respond, even with information they do not know is incorrect or damaging to their claim. Instead, be prepared with a few standard answers. Try these:

  • “I don’t have time to speak with you.”
  • “I will leave that question to my attorney.”
  • “My lawyer will be happy to speak with you.”
  • “Let me give you my attorney’s phone number.”
  • “I’d like you to speak to my lawyers about that.”

A successful medical malpractice lawsuit could cost this insurance company many millions of dollars. They will try anything to avoid paying a claim. They might manipulate people or misrepresent facts about their rights. They may do this over email as well.

They will always ask to record a person. Most phone calls with insurers are recorded “for training purposes.” Additionally, when discussing a medical malpractice claim with an insurance company, many victims will be asked to provide a recorded statement.

Do not make any recorded statement or allow your family member to do so. Do not discuss this case, past medical history, opinions on treatments, or relationships with a healthcare provider. If the victim has not yet contacted an attorney, simply say, “You will hear from my attorney when I choose one.” Then, call the skilled attorneys at Kaire & Heffernan for help.

Need Help Talking to Insurance Companies in Miami Medical Malpractice Cases? Call Us

Speak as little as possible when talking to insurance companies in Miami medical malpractice cases, and do not fall for their manipulative techniques. Instead, book a consultation with Kaire & Heffernan and let us handle the insurers.

We are unafraid of the most prestigious healthcare providers and their insurers. We will not be manipulated or misled, but we will fight tirelessly on your behalf. Call today.