Many Florida motorists either carry no auto liability insurance or have less coverage than state law requires. If you suffered serious injuries in uninsured/underinsured car accidents in Aventura, you will likely face substantial challenges in recovering compensation for your medical expenses and other financial losses.
A car collision attorney from our team at Kaire & Heffernan will help you overcome those challenges. Since our firm’s founding in 1997, we have recovered more than $250 million on behalf of injured clients. Every car accident victim who retains our services benefits from our extensive knowledge of car accident laws, our aggressive approach to preparing cases for trial, and our commitment to treating every case with the attention it deserves.
The state follows a no-fault insurance system, which means your insurer provides the first source of compensation after a vehicle crash in Aventura involving an uninsured or underinsured driver. If your policy complies with state law, it will include at least $10,000 in personal injury protection (PIP) coverage that will pay a portion of your medical expenses and will reimburse lost income.
If your household insures more than one vehicle, PIP coverage will apply to each vehicle. In some situations, you could stack that coverage to increase the amount available for reimbursement, even if the accident involved only one vehicle. At Kaire & Heffernan, we will review your policies and determine the total PIP benefits available to you. We suggest you contact us as soon as possible after your accident, as your eligibility for coverage depends on timely notice to your insurer and a prompt medical examination. We will take immediate steps to ensure you do not forfeit your rights under your insurance policies.
Your PIP insurance will not reimburse all your economic losses or compensate you for non-economic losses, such as pain and suffering. When PIP does not cover all losses, you can sue a motorist with insufficient or no insurance who caused an auto collision in Aventura for the remaining losses. If that motorist cannot pay for those losses, a car accident attorney from our firm will help you negotiate a payment plan or file a lien on that motorist’s assets or future income for your benefit.
We will also investigate the accident to identify any potentially liable parties beyond the at-fault driver. Those parties could have insurance coverage or assets to fully reimburse you for your losses.
For example, an employer bears vicarious liability when an employee causes the accident while acting within the scope of employment. A local municipality will share liability when a roadway defect contributes to the collision. Similarly, a manufacturer is liable under product liability law when a defective vehicle component causes a crash.
If you suffered serious injuries in uninsured/underinsured car accidents in Aventura, we will pursue the maximum compensation available for your losses. Contact us at Kaire & Heffernan for a free, no-obligation consultation with one of our knowledgeable lawyers.
(305) 876-6001