Uninsured/underinsured car accidents in Miami are a daily occurrence. These accidents can leave victims with staggering medical bills, lost income, and real uncertainty about their legal options. If you suffered injuries in a car collision involving a hit and run, a driver with no insurance or insufficient coverage, our experienced vehicle accident attorneys at Kaire & Heffernan can help you.
Our lawyers are dedicated to protecting the rights of injured victims and the people they care about. We can work through insurance complications.
You may find it difficult to obtain compensation if the at-fault driver who hit your car fled or lacks adequate insurance coverage. If you have uninsured or underinsured motorist (UM/UIM) coverage, your own insurance will compensate you for medical bills and other injury-related losses up to your uninsured motorist policy limits.
Without this valuable coverage, you may need to sue the at-fault driver. However, collecting payment can be difficult if they lack sufficient assets. Medical payments coverage (which is called personal injury protection in some states) can help cover your immediate medical expenses.
Our Miami attorneys can identify the best way for you to seek and obtain compensation after a car collision involving an underinsured or uninsured driver.
Our car crash lawyers in Miami can guide you throughout the UM/UIM claims process. It requires strict procedures and detailed documentation, as outlined below
Our legal team can review your UM/UIM coverage and all other applicable insurance policies. We can interpret policy language and identify coverage limits, exclusions, and stacking options to help us determine the value of compensation you are entitled to.
Our lawyers can conduct a thorough investigation to establish fault and confirm that the at-fault driver was uninsured or underinsured. To do so, we will analyze the following:
If necessary, we will collaborate with accident reconstruction experts to demonstrate how the collision occurred and who was at fault.
To support your compensation claim, our attorneys will compile detailed evidence of your damages. These can include:
The evidence we collect can include medical records, treatment plans, and future care estimates. Properly presenting your losses can lead to a positive outcome for your case, although insurers often dispute the extent of damages in UM/UIM claims.
As mentioned above, your insurance company may attempt to limit the payout for your claim. Our attorneys will handle all communications with the insurer, submit required claim forms, and respond to the company’s requests.
We will negotiate aggressively to counter undervaluation tactics and bad-faith practices and keep you informed throughout the process.
If the insurer refuses to offer fair compensation, our firm can file a lawsuit. Our attorneys will prepare legal arguments, present evidence, and advocate on your behalf. We will also present a compelling claim before a jury that is likely to maximize your recovery.
Seeking compensation can be difficult if an uninsured or underinsured driver hits your vehicle. Dealing with your own insurer can be challenging because the company may try to minimize your financial recovery.
Our attorneys at Kaire & Heffernan have a proven record of obtaining favorable settlements for victims of uninsured/underinsured car accidents in Miami. Call us today to schedule a free case evaluation.
(305) 876-6001