Talking to Insurance Companies after a Miami Bus Accident

Bus traffic throughout the area is heavy, and sometimes these vehicles get into serious accidents. If you suffered an injury in a bus wreck due to someone else’s negligence, you may have no idea where to turn for the help you need. However, it is important to note that talking to insurance companies after a Miami bus accident is rarely in your best interest.

A much better approach is seeking skilled legal guidance as soon as possible. You should consult with an experienced bus accident attorney at Kaire & Heffernan today to explore your options.

Why Should You Avoid Speaking With Insurance Companies?

Bus accidents are complicated, and in some cases, more than one insurance company is involved. Regardless of the number of insurance companies you are dealing with, however, you should appreciate their role and their position regarding your claim. Reasons why it is best to let our Miami bus accident attorneys handle communications with insurance companies include the following.

The Insurance Company Is Not on Your Side

It is important to understand that the insurance company handling your claim is paid to do so, but is not necessarily on your side. Like other businesses, insurance companies are motivated by profits, meaning they will do what they can to settle claims like yours for less.

Your Words Can Harm Your Claim

If you suffered an injury in a bus accident, you are in a very vulnerable position, and the insurance company involved is keenly aware of this. Unfortunately, they may try to take advantage of your vulnerability.

Claimants who provide insurance companies with statements are far more likely to weaken rather than bolster their claims. These companies have honed the art of twisting words to their own advantage, and the information you give them can be interpreted in surprising ways.

Leave the Talking To Your Knowledgeable Lawyer

It is a much better idea to leave the talking to our experienced bus accident attorneys. Letting us help protect your rights eliminates the risk of you harming your own claim and increases your chances of securing fair compensation.

From here, your legal representative will engage in robust negotiations in pursuit of a favorable outcome. Ultimately, it is best that you avoid talking to the involved insurance company after a bus accident.

Liability of the Bus Company

Often, bus accidents are the direct result of bus driver negligence, which can take any of the following dangerous forms:

  • Distracted driving
  • Speeding
  • Impaired driving
  • Aggressive driving
  • Fatigued driving
  • Failure to follow traffic laws, including failing to yield the right-of-way

Even when the bus driver is directly responsible for the accident, you are very likely to file your claim with the bus company’s insurance provider. Employers are typically responsible for damages caused by employees acting within the scope of their jobs.

When the Bus Line Is Public

Public bus lines are operated by government entities, such as the city, state, county, or municipality. Accident cases involving public bus lines are more legally complex, as there are shorter filing timelines and additional filing requirements to consider. Our seasoned Miami lawyers are available to answer any questions you have regarding types of bus accidents and how to handle communications with insurance companies in these cases.

Miami Bus Accident Lawyer About Talking to Insurance Companies

Allowing your injury attorneys to handle talking to insurance companies after a Miami bus accident is always best. At Kaire & Heffernan, we have a track record of obtaining optimal outcomes for our valued clients, and we are ready to do the same for you. Learn more by contacting our firm today.