South Florida Car Accident Attorneys
In the United States, individuals are held financially responsible for the consequence of what happens if they are involved in a car accident, including car damage, property damage, injury to drivers, passengers and fatalities. A car accident can occur when a vehicle collides with another vehicle, a pedestrian, motorcyclist, or cyclist.
Economic and pain and suffering damages can be extensive. Unfortunately Florida is not a mandatory Bodily Injury Liability Insurance state, and some drivers cannot meet the costs of a car accident. Let us investigate whether the at-fault driver had liability coverage or whether you have Uninsured Motorist Coverage.
If the accident is severe or causes fatalities, the victims may seek damages in civil court that can exceed the limits of insurance.
The at-fault driver may receive a traffic citation if the car accident was caused by
- Drug use
- Combination of alcohol, drugs and speeding
- Careless Driving
- Failure To Use Due Care
- Failure To Yield
- Improper Turn
However, evidence of the citation is not admissible in civil court, unless, the at-fault driver pleads guilty.
Personal Injury Protection Insurance
Personal Injury Protection (PIP) insurance is required in Florida and a minority of other States. It covers things like medical expenses, lost wages and other medical related damages.
It is sometimes known as “no-fault” coverage because it is designed to be used without regard to who is at fault and your insurance premium should not go up because of a PIP claim.
Minor Car Accidents
If no-one is permanently injured then you should turn to your Insurance Provider for compensation to recover the costs of car repair and lost income.
Florida Law instructs that you can only go beyond your No-fault Insurance to seek recovery for pain and suffering when it is deemed a permanent injury. It is then considered a serious and complex car accident.
Remain calm and do not discuss who is at fault. You will need to exchange personal information and insurance facts with the concerned parties.
Make sure to capture information about the other Party, their Insurance and their car. Think P.I.C.L. – Person, Insurance, Car & Location!
- Phone Number
- Name of the Insurance Company
- Policy Number
- Drivers license
- License plate number for the driver and the owner of the car.
- Establish the relationship between the insured name and driver.
- Write or record the car Year, Make Model color.
- Write or record the exact location of the collision.
- Write or record how the car accident happened.
Take Photos at the Scene of the Accident
Take as many photos as possible to show a complete 360 degree view of the car accident from all angles as evidence of the scene.
Witnesses are Important
Ask the witnesses to provide you with their name and contact information so that any follow-up questions can be answered.
Serious Car Accidents
If you think that your situation is more complex than a minor car accident or it is serious because of pain and suffering, then you should consider discussing your situation with an experienced attorney.
Complex situations can arise when your case does not fit the No-Fault guidelines or the accident report does not reflect your opinion and you want your case reviewed attorney.
A serious car accident exists if you have sustained permanent injuries as a result of the car. Some common examples of these injuries are
- Back and spine injury
- Cuts and abrasions
- Brain trauma
- Head injury
- Neck and whiplash injury
- Nerve Damage
- Broken bones
There are more than 200,000 car accidents in Florida each year of which more than 80 per cent required medical assistance.
If it can be proven that another party is responsible for your injuries then you may be entitled to compensation to cover:
- Medical expenses
- Lost wages
- Pain and suffering
- Loss of Enjoyment of Life
- Property damages
- Permanent disability or disfigurement
- Cost of hiring outside help
- Emotional distress and suffering
- Impact on your home life and relationships
- Any other costs that resulted because of your injuries
You Should Talk with an Attorney
You should discuss your case with an accident attorney to determine the best course of action.
Call our Miami law office at 305-372-0123 or toll free at 877-662-5399 to discuss how we can help you:
- Focus on your healing and recovery
- Recover costs for medical expenses and lost wages
- Continue to support your family
- Understand the State Law
- Negotiate with the Insurance Companies
- Expedite the settlement process
- Ensure that the process is handled correctly
- Seek damages for permanent injuries or fatalities